Thursday, December 3, 2015

No-Credit-Check Politics

If only we had that 20/20 hindsight beforehand




The science behind advertising and campaigning is taught in our universities. Even in poorer ones. People can and do earn a living off the fruits of its research.

Some favor the dark side. There is no shortage of predation where the trusting meet the unscrupulous.

You see those ads on the independent channels in los boonies for a dealership with national name recognition and a goofy avatar which wants to put you in a 2002 Tercel without running your non-existent credit past a non-existent, ergo: cost-effective credit checking service.

Its business model assumes the repossession of your Tercel and its hasty return to the inventory, rinse, repeat.

Or, should you faithfully make every last payment, you will have paid someone unmercifully to obtain a 2002 Tercel.

For one of the parties, that's a win/win. For you, it's a lesson in the costs of not saving.



When your regardless-of-how-meager stash of shekels meets an unaffordable object, and there is someone ready to satisfy you without checking into your previous adventures in borrowing, shouldn't there be an inner voice, calculating the monthly savings offered up by paying cash and skipping the financing?

Like burnt toast, you can only scrape sometimes, and the relatives you maybe can no longer turn to for a short-term familia have a value equal to the annual cost of this offer of credit. 

Along with the instant gratification and the pretense comes a caution: don't disregard the Turcel's GPS transmitter which will count your "ownership" in moments and keep the friendly-logo car providers abreast of your every movement. You may not have the opportunity to finagle anything once you're a moment past due.

And then the Turcel would become one more reason you can't have your credit checked. And you don't need that.



People are easily played. Identifying the ones who are more easily played is a ticket to that circularity where your words never obtain sufficient respect to have an impact where they matter most. "[T]he targets of such schemes know, just know, that the liberal mainstream media can’t be trusted, that when it reports negative stories about conservative heroes it’s just out to suppress people who are telling the real truth. It’s a closed information loop, and can’t be broken." Paul Krugman 10/30/15

Over the years here at this position, I've learned that opining with the virtual authority of the virtual can make one sound coherent.

Without intending wilderness, trying to place even some of the blood of Colorado Springs on Carly Fiorina, you may soon feel like nobody with a pen or keyboard will take that stroll down No Access Ln. to back you up with a "well-sourced" quote.

And what a MadLibs! "trying to place even some of the blood of Colorado Springs on Carly Fiorina" proves to be.

And just as you're leaving it there, along comes San Bernardino and you're just bursting with the kinds of opinions that something akin to a better sense tells you benefit from low and slow braising.

And you really will have to leave it right there.